Summary

Penniless, student resorts to selling fruits to pay university fees

Dec 14, 2020 | 🚀 Fathership

KUALA LUMPUR: Exactly one month ago, Vicneswary, 23, contemplated ending her life. Penniless and living without electricity and water, life had become too unbearable to endure.

She also still lives in the fear that she will have to abandon her degree in a local university as she owes them RM1,018.18 in fees – an amount she has no way of settling on her own with her meagre income.

However, as dismal as things are, she found the will to live and be strong for the sake of her recently widowed mother Puspa, 44.

Together, they run a fruit stall, selling cut fruit.

On this particularly scorching day, she hails an ice truck and buys a bag of ice cubes. Without it, the fruits won’t keep till evening.

And without today’s income, she tells FMT, they will barely make it through the next day, and have nothing left over to save for rent.

This is Vicneswary’s ‘new normal’ since losing her job as a waitress at a well-known hotel because of the Covid-19 pandemic.

It’s been a good 30 minutes, and not one customer drops by despite the everyday hustle and bustle around them.

Vicneswary lets out a soft sigh but says, “This is normal.” She explains that even on a good day, the most the duo can earn is a measly RM25.M

Life is tough for Vicneswary. By the time she was only 18, she was already juggling the demands of studies and work because money was tight.

She tells FMT that her father was a heart patient and too sickly to hold down a job. Left with little choice, she decided to study only part time and take on a full-time job so she could help her mother earn a decent income.

Despite the hardship, she says, the family of three was happy. However, her father died of a massive heart attack in October last year. He was only 55.

Devastated by this turn of events, Vicneswary says her mother sunk into depression.

She however, had no time to grief and quickly assumed the role of sole breadwinner. She assured her grieving mother that she’d find a way to settle her family’s monthly bills.

“I knew the amount of hard work ahead but it was my responsibility to take care of my family, especially since my 82-year-old grandfather had moved in with us.”

“I wanted my mother to rest at home. She rejected the idea initially, but I managed to convince her that I was capable of doing this,” she says.

Vicneswary got herself a job and decided to pursue a Bachelor of Communications, majoring in journalism, at Open University Malaysia (OUM) Bangi on a part-time basis.

“It was also my father’s dream. And the prospect of being an investigative journalist sniffing around crime scenes sounded absolutely thrilling to me.”

However, her newfound happiness was short lived.

Not only did she lose her job in August because of the pandemic, their landlord served them with an eviction notice in November.

To pressure them to leave as soon as possible, the landlord cut off their water and electricity supply, forcing them to live for two weeks in total darkness save for the candles they lit at night.

For water, a tap located near a cluster of rubbish bins in the area was all they had to survive on.

She tells FMT that this was the tipping point for her and as much as it hurt her mother to hear this, Vicneswary told her she wanted to commit suicide.

“I applied for hundreds of jobs but not one came back with a favourable reply. We were living on tea and biscuits. I could survive but these were unacceptable living conditions for my mother and grandfather.”

Thankfully, they found cheaper accommodation. However, the rental of RM700 was steep and the duo had to figure out how to earn an income. So, they decided to sell fruit.

On the day FMT met up with Vicneswary, business was good and Puspa was clearly relieved. With everything sold out, they headed home to Taman Orkid.

Their home is practically bare except for a television set, a prayer altar, a fridge and a simple kitchen. She and her mother sit on the cold, hard floor and play with the two stray dogs they adopted.

“My father taught us the importance of taking care of animals. He would feed stray dogs and birds and we try to continue the tradition despite having little money,” smiles Vicneswary.

The fruits today may have sold out but Vicneswary’s worries are still very much present.

She tells FMT that she cannot resume her studies next semester in January, as she has an outstanding payment that she cannot settle as she has next to nothing in terms of savings.

“My dream is to be financially stable so my mum and grandfather are well taken care of. I don’t want anyone else to go through what I’ve gone through.”

As if sensing her distress, Gori and Shiro lick her face, and for a moment, all is right in the world.

You can find Vicneswary and her mother at their fruit stall in Taman Suntex, Cheras opposite the Bank Simpanan Nasional from 11am to 5pm every day.


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中国人打败中国人,安徽砀山人李西廷成2022年新加坡“首富”!

Sep 25, 2022 | 🚀 Fathership

近日,福布斯新发布了2022新加坡富豪榜,安徽砀山人——迈瑞医疗的李西廷以156亿美元(1090亿人民币)的身价,成为新加坡新任首富

可笑的是,2019年开始,新加坡富豪榜变成了中国人的秀场!

2019年,海底捞的张勇夫妇(四川人),以138亿美元的身家跃居新加坡首富

2020年,张勇夫妇以190亿美元,蝉联新加坡首富

2021年,冬海集团李小冬(天津人),以211亿美元击败海底捞张勇,成为新加坡首富,可是风光背后,李小冬感受到了任正非所说的“寒气”,不到一年时间,财富缩水80%

2022年,李西廷问鼎新加坡首富,他创立的迈瑞医疗正以肉眼可见的速度席卷国内医疗器械市场。

疫情的爆发,让迈瑞医疗开始“大口呼吸”,迅速进入爆发期!

随着我国老龄化程度加深,高龄人群对于呼吸机、监护仪、心电图仪等医疗设备需求激增,造就了国内广阔的市场空间。

李西廷也看到了这一市场蓝海,带着迈瑞闯入这一赛道。

创业之初的迈瑞,仅是一个小小的进口医疗设备代理商。看着进口医疗的高昂价格,以及作代理微薄的利差,让李西廷萌生了自己研发的念头。加之当时国家也支持科学研究,支持企业研发,迈瑞随后也获得了深圳官方的支持,出面为其协调了100万无息贷款支持。

曾几何时,感恩于政策的支持,李西廷誓言:一定要为国争光!

作为“中国医疗器械第一股”,迈瑞的产品,相比昂贵的进口医疗设备,物优价廉的优势突显出来。加上,国内不断提倡发展本国科技企业,支持国产,因此,迈瑞有了越来越多的市场!

近两年yi情致使世界各国急需采购呼吸机和监护仪等设备,迈瑞轻松开拓了海外市场,也赚得盆满钵满。

去年一年营收超250亿美元,总市值一路飙升至3500亿,被誉为“医疗界华为”,李西廷更因此获得了“呼吸机大王”的称号。

李西廷坦言:疫情让迈瑞的发展,提前了至少五年!

迈瑞成功了,李西廷也拥有了千亿身家。

可是,令人唏嘘的是,他早在2018年就移民新加坡,加入新加坡籍,曾经的豪言壮志不过是一句口号!

小编想问的是:

迈瑞以后是算外资还是内资?

还有没有政策扶持?

总不能什么便宜好事都占尽,最后赚得盆满钵满的,转身变成了外国友人!

在2022新加坡富豪榜上,我们又看到了一个熟悉的身影——立邦漆创始人吴清亮以130亿资产屈居第三 。

总有新人换旧人!

自张勇2019年成为新加坡首富以来,首富人选换了一茬又一茬,而不变的是他们都是中国移民。

谁将是未来替换李西廷新人呢?最近,新加坡媒体锁定了一个新目标:“支付宝女王”彭蕾!

“支付宝女王”彭蕾被爆出,和丈夫携巨额资产移民新加坡,并在当地购买了一套价值3亿人民币的大平层,引得新加坡媒体舆论热议:新加坡首富宝座或将易主!

网友们开始调侃:新加坡富豪榜,是“新加坡籍中国富豪榜”!

为何中国富豪们都如此热衷移民新加坡?

作为“全球合法避税天堂”,新加坡最吸引富豪的是“省钱”。新加坡是全球领先的私人银行和财富管理中心之一,拥有亚洲最为安全的银行。

移民新加坡+海外避税天堂公司+与内地有协定的香港公司——这是富豪们做税务筹划(避税)+资产保全的最基本的操作!

富豪们赚了大把的钱,更想省更多的税,而这钱,又不可能让他捐给国家和人民,更甭谈捐给地球和人类,他们只想牢牢的守住这些钱,做好财富的传承。

事实上,不管这些富豪们,是为了避税,还是为了企业发展的考虑,选择移民都是个人的权利,只要能创造价值,回馈社会,也无可厚非!

但小编个人觉得——人可以过去,但钱请留在国内!

在未来10年,我国富豪财富增速预计可达120%-130%。顶级富豪们的移民路径和资金走向,无疑将对国内甚至全球经济发展产生重要影响。

然而商人中也有真正的民族企业家,像中国首善曹德旺告诫子女一旦接受美国绿卡,则无法再继承他的财产,娃哈哈宗庆后则是强制要求全家注销绿卡。

然而像宗庆后、曹德旺这样的民族企业家毕竟是少数,所以2019年银监会公开表示,禁止通过开放式方式增加非标资金池业务,同时增加信托现金管理规模。

从限、留两方面稳住富豪,这意味着“非标”收缩已成必然。